Home1st Financial
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Happy couple in their new home
Independent Mortgage Brokerage

Buy a Home in Arizona

Whether it's your first home or your dream upgrade, our independent experts will guide you to the right mortgage with the right terms for your situation.

The Path to Homeownership

Buying a home is one of life's biggest financial decisions. We simplify the complex mortgage process, providing transparency and competitive options from our wholesale network.

1

Get Pre-Approved

Before looking at houses, know exactly what you can afford. A pre-approval letter gives you negotiating power and shows sellers you are a serious buyer.

2

House Hunting & Offer

Work with your real estate agent to find the perfect home. When you make an offer, we'll customize a pre-approval letter specifically for that property.

3

Loan Processing

Once your offer is accepted, we lock your rate and move your file through underwriting. We handle the paperwork and keep you updated every step of the way.

4

Clear to Close

The final step. You'll sign your closing documents, receive your keys, and officially become a homeowner.

Popular Purchase Programs

First-Time Buyer?

We specialize in guiding first-time buyers through the entire process. Don't let myths about 20% down payments hold you back.

  • Down payments from 0% - 3.5%
  • Assistance programs available
  • Flexible credit guidelines
Start Pre-Approval